Bank Performance Based on Core Capital Amid the COVID-19 Pandemic in Indonesia

COVID-19 has had an impact on banking, liquidity and credit. The Financial Services Authority (OJK) tried to mitigate some of these effects with countercyclical policies as stated in OJK regulation number 11/POJK.03/2020. It is however unclear whether the policy can reduce banking risk midst easing or relaxation policies. This research employed secondary data taken from Indonesian statistics published by OJK. Indicators bank performance used study referred comprised: capital adequacy ratio, core ratio riskweighted asset, return assets operational efficiency net interest margin loans deposits liquid ratio. index analysis was divided into two periods: January 2017- February 2020 March - 2021. period determine quality before after stipulation restructuring policy. calculation carried out determining weight based dimensions (bank indicators). given each indicators conformed all indicators. composite development calculation. Based results, availability affected financial performance. implementation banks that greater capital. Banks evaluate improve strategies support national economic recovery.
 Keywords: capital, CAR, CCR RWA, ROA, OER, NIMR, LDR